Letter to Lloyd’s
Dear Sir, Dear Madam,
As a result of our telephone conversation today, I hereby notify you as follows.
The Municipality of Den Helder (The Netherlands) has the entire art collection of my client, Mr Rob Scholte, insured at broker Raetsheren van Orden BV (The Netherlands), which in turn has placed it with Underwriter WA Hienfeld (The Netherlands), who in turn has placed it with you.
The Municipality of Den Helder has committed fraud on a large scale, has not adhered to the policy conditions, and recently we have even heard that the insurance has been canceled without giving any reason.
Since the client is totally in the dark, and no longer knows what to do, my question to you is whether you are aware of this matter and can you provide us with more information.
This is a very urgent and very important matter, which must be resolved immediately.
Should the Municipality of Den Helder, Raetsheren van Orden BV and WA Hienfeld, throwing out Lloyd’s renowned name and committing fraud for which you are liable, is very worrying for you, and my client, world famous artist Mr Rob Scholte.
I hope you can provide us with clarification immediately.
In attached Insurance 100% WA Hienfeld BV for Underwriters at Lloyd’s Evidenced by Agreement No B1526SFSFA180091.
The signature(s) of the insurer(s) mentioned on this document is and are in the possession of the broker Raetsheren van Orden BV and can be sent if desired.
Amount insured 5,000,000 EURO.
On page 4 of the enclosed art objects insurance, you will find the additional conditions, namely
Disclaimer of Cover
Under penalty of loss of coverage, it is expressly stipulated that
(1) Before the start of the transport of the works of art (a) condition report (s) must be drawn up.
(2) Packaging and transport or handling of the objects is done exclusively by employees of Imming Logistics Fine Art BV.
Since it concerns 8,000 art objects, 8,000 condition reports must be drawn up.
Although the Municipality of Den Helder has taken out the insurance with broker Raetsheren van Orden BV, underwriter WA Hienfeld, is the art of Rob Scholte.
In addition to the fact that the Municipality of Den Helder, Raetsheren van Orden BV, WA Hienfeld have not adhered to the policy conditions, we have recently even been informed that the aforementioned art objects insurance has been canceled, without giving any reason. And have not only seriously disadvantaged Mr Scholte, but even committed fraud on a large scale.
Loan | Letter of Intent | Bank Guarantee
Rob Scholte is in a legal conflict with the Municipality of Den Helder (The Netherlands), as Rob Scholte, world famous artist in the 1980’s and 1990’s, was wrongfully expelled from the Rob Scholte Museum by the Municipality of Den Helder a few years ago.
Although the Municipality of Den Helder is playing a dirty game, there are several parties involved, the Municipality of Den Helder has clamped down on Rob Scholte in a very annoying way. With a totally large and high claim on the one hand, and on the other hand his entire art collection worth more than tenfold.
The Municipality has seized the entire art collection. However, there is now a nice plus and perhaps a very good opportunity for Rob Scholte and also for you, namely
Rob Scholte wants to make use of the option offered by the judge to buy the art collection for an amount higher than the appraisal value of the Municipality of Den Helder. Rob Scholte himself wants to be the purchasing party, or through a construction, that art comes under his control again. The purchase of the art collection is aimed at preserving and safeguarding the value.
Rob Scholte submits an acknowledgment of debt against the provision of a loan and the interest to be agreed, whereby a right of pledge (as referred to in Article 237, Book 3 of the Dutch Civil Code) is granted on the art collection and in the event of sale of parts of the collection on relevant yield.
Rob Scholte intends to realize sales, whereby the proceeds will be optimized by him by signing all artworks (RS was in the habit of signing only upon sale in order to make theft less attractive) and affixing an RSMuseum stamp or pieces, that belong to the RSMuseum collection.
The lender is paid an interest rate to be agreed upon or a profit margin is otherwise agreed.
(1) What was the reason for cancellation? And why has this not been reported?
(2) Why did the Municipality of Den Helder, Raetsheren van Orden BV as WA Hienfeld not adhering to the policy conditions?
(3) Does Lloyd’s realize that both the Municipality of Den Helder, Raetsheren van Orden BV as WA Hienfeld commit fraud on a large scale?
(4) Why did both the Municipality of Den Helder and Raetsheren van Orden BV as WA Hienfeld, Mr Rob Scholte not reported about the insurance breach?
(5) Can Lloyd’s provide Mr Scholte with a personal loan, a letter of intent or a bank guarantee in the amount of 500,000 EURO, so that Mr Scholte can buy back his art and thus sell it for a better price? Since the art is worth at least 5,000,000 EURO, and can actually amount to 20,000,000 EURO.
Attached you will find the aforementioned insurance policy, as well as the authorization on my part to act on behalf of Mr Scholte regarding the reported matter. Attached you will also find more information about world famous artist Rob Scholte and you will also find the judgment of the judge.
Having said, this is a very urgent and very important matter, which must be resolved immediately. Should the Municipality of Den Helder, Raetsheren van Orden BV and WA Hienfeld, throwing out Lloyd’s renowned name and committing fraud for which you are liable, is very worrying for you, and my client, world famous artist Mr Rob Scholte.
If you have any questions or comments, please contact us on +31 6 87 21 65 19.
I would like to hear from you by return.
Hoping to have informed you properly, and with kind regards,
Oliver W Anderson
4201 JC Gorinchem
Answer to Stichting Adviesman
I refer to your two emails requesting an urgent response. I am afraid that will not be possible for a number of reasons. Nor will we discuss this with you over the telephone.
Firstly I have to explain Lloyd’s.
Lloyd’s UK is not and has never been an insurance company.
Extract “The world’s specialist insurance and reinsurance market”
The Corporation of Lloyd’s is the service provider to and regulator of a market of independent insurers, called underwriting syndicates. Business comes to the underwriting syndicates that operate in the Lloyd’s market in London through insurance intermediaries. Underwriting syndicates at Lloyd’s insure risk on their own account, keep their own records. For that reason we are not able to answer questions about individual policies.
It is the members of Lloyd’s in the (100 currently) underwriting syndicates – that provide insurance coverage, and the (60 independent) managing agents of those syndicates each operates as an individual business in their own right. There is no central database of policies placed in the market by the independent insurers who operate here for their own profit or loss and keep their own commercially sensitive records. Lloyd’s has no access to those records. 100 “Lloyd’s policies” might be with one or more of 100 independent insurers and we do not hold policy information centrally.
(1) The UK is in lockdown and the Lloyd’s building is near empty. Lloyd’s “Enquiries” is one person working remotely referring issues where possible.
(2) No file on this exists with Lloyd’s – as Landlord and service provider to independent insurers.
(3) I have no knowledge of the events of which you speak and no means of looking this up – whatever this may be which is uncertain to me since – in all politeness we are faced with a deluge of information.
(4) The document provided are in a language that I cannot read and I have no access to translation.
(5) This is an English speaking office in the UK.
(6) In all politeness I have no knowledge as to who you are nor of your entitlement to any information.
(7) If you represent an insured you should direct your enquiry to the local correspondent office through which cover may have been secured.
(8) If you represent a Third party I cannot see on what basis you might be entitled to any information and not on the basis of an extensive narrative to a non insurer with no knowledge of the background and with documents that we cannot read.
(9) There is no question of Lloyd’s providing a personal loan, a letter of intent or a bank guarantee
(10) If you feel that you have evidence of a fraud this should be reported by you to the appropriate law enforcement authorities in your jurisdiction
I hope that helps
Stephen G Knott
Telephone +44 (0)20 7327 5703